|Shop with Confidence –
Without Using Credit!*
We partner with a large variety of furniture, appliance, and other retailers so you can easily afford the brands you love.
Get what you want with flexible payments*
Instant Shopping Power
|Get an instant approval decision and lease up to $4,000 in merchandise.**
Loads of Choices
|Use your approval amount to lease merchandise with our partner retailers.
Won't Harm Your Credit
|We don’t require you to have an established FICO score or credit history to lease with us.
Flexible Payment Options
|Make low monthly payments or you can purchase early to save! The choice is yours.
Get the stuff you need from stores you know.
Shop at participating retailers for furniture, electronics, appliances, mattresses, and more.
What customers are saying.
“[the sales team at my local AcceptanceNOW® store] were a great help to me and my family. They were very nice and helpful.”
"[The AcceptanceNOW®] program is the best. They go above and beyond for the customer and their customer service is excellent."