| Shop with Confidence –
Without Using Credit!* | We partner with a large variety of furniture, appliance, and other retailers so you can easily afford the brands you love. | |
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Get what you want with flexible payments* | | Instant Shopping Power | | Get an instant approval decision and lease up to $4,000 in merchandise.** |
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|  | | Loads of Choices | | Use your approval amount to lease merchandise with our partner retailers. |
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| | Won't Harm Your Credit | | We don’t require you to have an established FICO score or credit history to lease with us. |
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| | | Flexible Payment Options | | Make low monthly payments or you can purchase early to save! The choice is yours. |
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| | Flexible terms that put you in control. | | | Complete the Lease | | After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep. |
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| | | Early Purchase Savings | | You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save. |
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| | | Hassle-Free Returns | | If you no longer want to keep an item, you have the option to return it in good condition with no further obligation. |
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Get the stuff you need from stores you know. | Shop at participating retailers for furniture, electronics, appliances, mattresses, and more. | | | What customers are saying. | C. Williams | |
| “[the sales team at my local AcceptanceNOW® store] were a great help to me and my family. They were very nice and helpful.” |
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| | L. Lancaster | |
| "[The AcceptanceNOW®] program is the best. They go above and beyond for the customer and their customer service is excellent." |
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