Lease Purchase/Lease/Rental Purchase. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or your exercise your early purchase option.
* “Without using credit” means this is not a credit, loan, or financing transaction. It does not mean or imply no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. Lease agreement requires, at minimum, verification of residence, income, and personal references. “Flexible payment options” refers to monthly rental and early purchase options, including 90 day and 120 day options. 90 day and 120 day early purchase options not valid in all locations. **“Get approved to lease up to $4,000 in merchandise” refers to the maximum amount AcceptanceNOW will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. The AcceptanceNOW cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. See your lease for payment amounts and rental terms.